by Lauren | Nov 20, 2019 | Budgeting, Seasonal
How much should you budget for Christmas gifts? How can you shop for everyone on your Christmas list without going into debt? What can you do to stop overspending during the holiday season? I’m glad you asked! Today, we’re going to talk about exactly that....
by Lauren | Nov 1, 2019 | Budgeting, Save Money, Seasonal
The Merry Little Christmas Planner has arrived! I’ve been pouring my heart into this planner for the past two months, and it’s finally here, available for FREE to all of my email subscribers! I’m so excited— this project means a lot to me! Like many...
by Lauren | Oct 23, 2019 | Budgeting, Save Money, Seasonal
This year, we’re not spending much on Christmas because we’re currently putting every extra dollar toward building our first home. Money has been pretty tight, so we settled on a small $400 Christmas budget. And the $400 isn’t just for...
by Lauren | Sep 25, 2019 | Budgeting, Save Money, Seasonal
If you don’t want to be paying off Christmas in January—and for many months afterward—you need a Christmas savings plan! A Christmas savings plan will help you to have a debt-free Christmas. There’s enough going on during the holidays without having to...
by Lauren | Aug 21, 2019 | Budgeting, Save Money
Step 1 of Dave Ramsey’s baby steps is to save $1,000 for your starter emergency fund. If you’re at the beginning your journey to financial freedom, this FREE $1,000 Emergency Fund Tracker printable is exactly what you need to get started! If you’re...
by Lauren | Jul 31, 2019 | Budgeting, Save Money
It’s frustrating when you have no extra money to save toward your dreams and goals! But what if you actually do have the money and just don’t realize it? Download the Declutter Your Budget Guide + Checklist and find where your extra money is hiding! When...
by Lauren | Jul 24, 2019 | Budgeting, Save Money
I have something fun to share with you guys today! I created an adorable and totally FREE savings goal tracker! A savings goal tracker is a fantastic motivational tool that will help you to reach your financial goals faster. This one’s a happy little piggy bank...
by Lauren | Feb 9, 2019 | Budgeting, Save Money
We recently completed our first cross-country family road trip on a budget! Due to our cross-country move, my husband, Benj, and I drove from Vancouver, WA to Birmingham, AL with our 22-month-old son, Jack. We logged more than 3,000 miles over the course of 10 days in...
by Lauren | Feb 21, 2018 | Budgeting, Debt-Free Home Ownership, Save Money
As many of you know, my husband and I are working our way toward debt-free home ownership. Our dream is to have absolutely no house payment. That’s right—no mortgage! I covered “the why” in Part 2 of this series, and today I’ll be explaining...
by Lauren | Jan 18, 2018 | Budgeting
I’ve heard quite a few people ask, “Is YNAB worth the money?” It’s a fair question that deserves an honest answer, so let’s chat. Once upon a time, I fell in love with budgeting. The end. (Or as my husband always...
by Lauren | Nov 18, 2017 | Budgeting, Save Money
My husband and I are currently throwing every extra dollar we can toward saving for our first home. Thus, there are some things we don’t spend money on. We try to keep our budget as trim as possible, and giving up certain luxuries is a great way for us to save....
by Lauren | Jun 30, 2017 | Budgeting
Believe it or not, it is possible to make budgeting fun! There, I said it. Budgeting doesn’t have to be a task you dread every month. Some of you are nodding your heads, and some of you are rolling your eyes. I remember asking my friends and...